On-the-job injuries are especially upsetting and disruptive as they happen while you are trying to work to support yourself and your family, and they can affect your ability to do so for an extended period of time. However, being injured on the job can entitle you to workers’ compensation benefits to cover your medical expenses and a portion of your lost income. But if your request for workers’ compensation is denied, then you will need to gather medical evidence, draft a claim petition, and pursue your case before a Pennsylvania Workers’ Compensation Judge.
To get started, discuss your case through a free consultation with a workers’ comp attorney from Goodwin Como, P.C.
The Insurance Company Works for Profit, Not for Injured Workers Like You
If you have been injured on the job, you’ll need to file a claim with your employer’s workers’ compensation insurance company. It is important to understand that insurance companies do not exist to take care of the needs of injured persons, they exist to make a profit. Like any other business, insurance companies profit by increasing revenues and decreasing costs. Revenues for the insurance company are the premiums paid by their customers like your employer, while their primary costs are payments made to injured persons such as yourself.
To increase profits, insurance companies aggressively deny or reduce whatever claims they can. In fact, insurance companies have even been known to wrongfully deny claims for the purpose of delaying payment, or in the hopes that the injured party will not file a workers’ compensation case, or will accept far less than they deserve in an offer of settlement.
Do Not Accept a Settlement Offer Without Speaking With Your Attorney
An offer of settlement might seem attractive at first, as it may include the costs of your immediate medical bills, and even some of your lost income. However, settlement offers rarely include the full amount of damages that your injury will result in, which leaves you and your family having to pay the difference out-of-pocket. You are not obligated to accept an offer of settlement, and you have a right to speak with your own attorney before accepting it.
Discuss Your Work-Related Injury with an Experienced Workers’ Comp Lawyer
By connecting with the experienced workers’ compensation lawyers at Goodwin Como, P.C., you can rest assured that the evidence necessary to make the most of your claim will be collected. After drafting and properly filing your claim or case, we will negotiate the best possible outcome by presenting evidence and using our extensive experience in helping other injured workers like you. Give us a call at (724) 438-1616, or visit our site to schedule a consultation.